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Independent card comparison, worldwide

Find the right card, anywhere in the world

Compare credit, debit and prepaid cards on fees, APR, rewards and perks - and pick the one that fits how you actually spend, wherever you are.

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Worldwide coverage Independent and unbiased Free to use

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Three ways to pay, each with its own shortlist. Pick where you want to start.

Credit cards

Rewards, welcome offers and interest-free periods.

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Debit cards

Low fees, no foreign charges and spending you control.

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Prepaid cards

Load and spend, with budgeting built in and no credit check.

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Editor's Picks

Top credit cards

Chase Credit card
Chase Marriott Bonvoy Bold® Credit Card
Points
VISA
5.0 5.0 out of 5
Best for travel insurance
Credit card Chase - Visa

Chase Marriott Bonvoy Bold® Credit Card

10.0/10

No annual fee Marriott card with Silver Elite status and 3x at hotels

Points No FX fee
Fee
No fee
Interest
19.24% - 29.99%
Interest-free
-

Why we like it

  • 3x Marriott Bonvoy hotels, 2x groceries/rideshare/streaming/internet, 1x all else
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Discover Credit card
Discover it® Chrome
Cash back
5.0 5.0 out of 5
Best for rewards
Credit card Discover

Discover it® Chrome

10.0/10

Simple 2% on gas and dining with an industry-leading balance transfer offer.

Cash back No FX fee
Fee
No fee
Interest
17.49% - 26.49%
Interest-free
25 days

Why we like it

  • 2% cash back at gas stations and restaurants (up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Discover Credit card
Discover it® Miles
Miles
5.0 5.0 out of 5
Best for travel insurance
Credit card Discover

Discover it® Miles

10.0/10

Flat-rate travel miles with a first-year match — no annual fee.

Miles No FX fee
Fee
No fee
Interest
17.49% - 26.49%
Interest-free
25 days

Why we like it

  • Unlimited 1.5x Miles on every purchase; 100 Miles =…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
See all credit cards

Everyday spending

Top debit cards

Trade Republic Debit card
Trade Republic Card Mirror
Cash back
VISA
5.0 5.0 out of 5
Best for rewards
Debit card Trade Republic - Visa

Trade Republic Card Mirror

10.0/10

The premium mirror-finish metal Visa debit card — same rewards, standout design.

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • 1% Saveback on eligible card spending (up to €1,500/month,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Trade Republic's secure site View details
See all debit cards

Budgeting and control

Top prepaid cards

Curve Prepaid card
Curve Pay
Cash back
MASTERCARD
4.8 4.8 out of 5
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay

9.6/10

One free card to rule all your cards

Cash back Pay in installments No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • Access to single-use and always-active cashback offers (up to…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Revolut Prepaid card
Revolut Standard
Points
VISA
4.8 4.8 out of 5
Best for rewards
Prepaid card Revolut - Visa

Revolut Standard

9.6/10

Free multi-currency card with no monthly fee

Points No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £10 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Revolut's secure site View details
Revolut Prepaid card
Revolut Ultra
Points
VISA
4.6 4.6 out of 5
Best for lounge access
Prepaid card Revolut - Visa

Revolut Ultra

9.2/10

Unlimited lounges, platinum card, and the fastest RevPoints earn rate

Points No FX fee
Fee
£45 GBP/mo (≈ $56)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £1 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Revolut's secure site View details
Curve Prepaid card
Curve Pay Pro+
Cash back
MASTERCARD
4.5 4.5 out of 5
Best for lounge access
Prepaid card Curve - Mastercard

Curve Pay Pro+

9.0/10

Maximum FX headroom, lounge access and cashback at 12 retailers

Cash back Pay in installments No FX fee
Fee
£17.99 GBP/mo (≈ $22)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Airport lounge access
  • Pay in installments
Apply now On Curve's secure site View details
See all prepaid cards

Shortcuts

Best cards for what you need

Curated shortlists for the things people actually search for.

Best travel cards

Cards built for spending abroad - no foreign transaction fees, travel cover and lounge perks.

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Best cash back cards

Cards that pay you back on everyday spending with straightforward cash rewards.

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Best no-fee cards

Keep more of your money with cards that charge no recurring card fee.

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Best cards with no foreign fees

Spend overseas without the surcharge - cards that waive foreign transaction fees.

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Best rewards cards

Cards that earn points or miles you can redeem for travel, statement credit, and more.

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Best debit cards

Everyday debit cards with low fees, broad ATM access, and modern banking features.

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Best prepaid cards

Reloadable prepaid cards with budgeting controls and no credit check.

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Best student cards

Starter cards for students - low fees, no credit history required, and credit building.

View shortlist

Side-by-side

Compare cards head-to-head

Put two cards side by side and weigh their fees, APR, rewards and perks before you decide.

Credit cards

Chase Marriott Bonvoy Bold® Credit Card
VS
Trade Republic Card Mirror
Discover it® Chrome
VS
Trade Republic Card (Virtual)
Discover it® Miles
VS
Curve Pay
Discover it® Student Chrome
VS
Discover® Cashback Debit
NHL® Discover it®
VS
Revolut Standard
SoFi Unlimited 2% Credit Card
VS
Trade Republic Card Classic
Compare cards

Card guides

Card guides and money insight

Best Cards for Hotels, Airbnb, and Booking Stays

The right card can earn extra rewards and protection on every hotel night and Airbnb stay. Here is how to choose the best card for booking accommodation.

Jun 20, 2026 Read the guide →

Debit vs Credit Card for Travel: Which Is Safer Overseas?

Should you travel with a debit card, a credit card, or both? The safer choice abroad often comes down to protection, fees, and how you spend.

Jun 20, 2026 Read the guide →

Using Your Cards Abroad: A Pre-Trip Checklist

A few minutes of preparation stops your cards being declined, blocked, or skimmed abroad. Use this pre-trip checklist before you fly.

Jun 20, 2026 Read the guide →

Best Prepaid Travel Cards for Holding Multiple Currencies

Prepaid travel cards let you load and hold several currencies at once, lock in rates, and cap your spending. Here is how to choose a good one.

Jun 20, 2026 Read the guide →

Which Cards Get You Airport Lounge Access (and Is It Worth It)?

Lounge access sounds glamorous, but the fee can be steep. Here is how card lounge perks work and how to tell whether they pay off for how you travel.

Jun 20, 2026 Read the guide →

How Travel Insurance on Credit Cards Actually Works

Your credit card may include travel insurance, but the coverage hides in the fine print. Here is how it actually works and when it really protects you.

Jun 20, 2026 Read the guide →

Travel Card vs Cashback Card: Which Fits Your Lifestyle?

Travel points or plain cash back? The better choice depends on how often you travel and how much effort you want to spend redeeming rewards.

Jun 20, 2026 Read the guide →

Best Cards for International Travel and Spending Abroad

Spending abroad quietly leaks money through hidden fees. Here is how to pick a card that gives you fair exchange rates and no surprises overseas.

Jun 20, 2026 Read the guide →

Best Travel Credit Cards for Points, Perks, and No Fees

The best travel credit card depends on how you travel. Here is how to weigh points, perks, and foreign fees to find the one that pays you back.

Jun 20, 2026 Read the guide →

How Many Credit Cards Should You Have? Finding Your Number

There is no magic number of credit cards. The right count depends on your habits, goals, and how confidently you manage repayments and limits.

Jun 20, 2026 Read the guide →
Credit Building

Credit Score Myths That Are Quietly Hurting You

Some of the most popular credit advice is simply wrong. Here are the myths that may be holding your score back.

Jun 20, 2026 Read the guide →
Credit Building

Student Credit Cards Explained: Build Credit in College

A student credit card is a low-stakes way to start your credit history early. Here is how they work and how to use one wisely.

Jun 20, 2026 Read the guide →
All Articles

From shortlist to approval, in three steps

How to pick a credit, debit, or prepaid card in three structured steps.

01

Shortlist a few cards

Filter our curated list of cards by fees, rewards, and the features you actually use.

02

Compare cards

Compare cards side by side on fees, APR, rewards, and the features that matter to you.

03

Apply with the issuer

Head straight to the issuer's site to apply. Approval criteria and decision times vary by issuer.

Start comparing cards

Our research process

How we review cards

We verify fees, APR, and rewards against each issuer's terms, then publish the scoring criteria so readers can review our work.

Every fee, verified

Fees, APR, and rewards are checked against each issuer's published terms before a card is listed.

Published methodology

Our scoring criteria are public - read the methodology and check our work.

Refreshed monthly

Fees, features, and rewards details are reviewed every month - no stale data.